Information From A Different Perspective
Happy 69 Year Old Lady Has Not Used Money For 15 Years
Heidemarie Schwermer, a 69-year-old woman from Germany, gave up using money 15 years ago and says she’s been much happier ever since.
Heidemarie’s incredible story began 22 years ago, when she, a middle-aged secondary school teacher emerging from a difficult marriage, took her two children and moved to the city of Dortmund, in Germany’s Ruhr area. One of the first things she noticed was the large number of homeless people, and this shocked her so much that she decided to actually do something about it. She had always believed the homeless didn’t need actual money to be accepted back into society, only a chance to empower themselves by making themselves useful, so she opened a Tauschring (swap shop), called “Gib und Nimm” (Give and Take).
Her small venture was a place where anyone could trade stuff and skills for other things and skills they needed, without a single coin or banknote changing hands. Old clothes could be traded in return for kitchen appliances, and car service rendered in return for plumbing services, and so on. The idea didn’t really attract many of Dortmund’s homeless, because, as some of them told her to her face, they didn’t feel an educated middle-class woman could relate to their situation. Instead, her small shop was assaulted by many of the city’s unemployed and retired folk eager to trade their skills and old stuff for something they needed. Heidemarie Schwermer’s Tauschring eventually became somewhat of a phenomenon in Dortmund and even prompted its creator to ask herself some questions about the life she was living.
She started to realize she was living with a lot of stuff she didn’t really need and initially decided not to buy anything else without giving something away. Then she realized how unhappy she was with her work and made the connection between this feeling and the physical symptoms (backache and constant illness) she was feeling, so she decided to take up other jobs. She began washing dishes for 10 Deutchmarks an hour, and despite many were telling her things like “You went to university, you studied to do this?”, she felt good about herself, and didn’t feel like she should be valued more because of her studies than someone working in a kitchen. By 1995, the Tauschring had changed her life so much that she was spending virtually nothing, as everything she needed seemed to find its way into her life.
So in 1996. she took the biggest decision of her life: to live without money. Her children had moved out so she sold the apartment in Dortmund and decided to live nomadically, trading things and services for everything she needed. It was supposed to be a 12-month experiment, but found herself loving it so much that she just couldn’t give it up. 15 years later, she still lives according to the principles of Gib und Nimm, doing various chores for accommodation in the houses of various members of the Tauschring, and loving every minute of it. Schwermer has written two books about her experience of living without money and asked her publisher to give the money to charity so it can make many people happy instead of just one. She’s just happy being healthier and better off than ever before.
All of her belongings fit into a single-back suitcase and a rucksack, she has emergency savings of €200 and any other money she comes across, she gives away. Heidemarie doesn’t even have health insurance as she didn’t want to be accused of stealing from the state, and says she relies on the power of self-healing whenever she gets a little sick.
Living Without Money – Trailer
Article Source – odditycentral.com
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about 6 months ago
What did she do with he money from the apartment? Taht seems relevant
about 2 months ago
Sad part is this is not legal in the US ! Did some research on it. If you dont get caught doing it its ok. But uncle Sam wants a piece of the pie. You actually need a permit or license of some kind to barter legally in the US!
about 2 months ago
You are correct about uncle sam, The IRS. taxes the value of the barter or trade, at least they use to. If the swap shop is set up as a non-profit, it may work. There are also bartering clubs, not sure how they function, legality wise.
This woman is a model for Giving and Receiving, as you give you receive.
about 1 month ago
I think I read in another article that she donated it to charity.
about 6 months ago
Beautiful! The free market in action!
about 3 months ago
It’s not an example of the free market, it’s actually an example of the opposite. This is an example of no monitary system, no capitalism. Very powerful
about 3 months ago
It most certainly is. Voluntary exchange without even the government’s money mucking things up. Market activities take many forms, and this is a very interesting one.
Many more might try to live this sort of lifestyle if societal norms and governmental rules didn’t make it so difficult.
about 2 months ago
What will happen if she no longer can work? How will she live? I think she should have saved a bit as well. Unless she is also against savings.
about 2 months ago
Even elderly people are worth something, even if they can no longer do “manual labor”. They can teach, tell stories, knit, crochet, babysit, talk, etc. They know where to find fruit trees, fresh water springs ~ things a lot of people have forgotten how to find. And those are only a few activities *I* personally would find value enough to share my home, food, etc. with someone. Elderly people have a huge wealth of information and knowledge to share that should not be devalued simply because they can no longer lift a shovel.
about 2 months ago
I do agree with what you say, but I don’t like the way you phrase it “Even elderly people…” Why “even”? We need elderly people to be our elders. Our planet is sick and that is partly because the elders have stopped passing on the knowledge, or perhaps because we have stopped listening.
about 2 months ago
do or dont do, saying things like societal norms and governmental rules does not make a difference. An empowered individual is capable of miracles and limitless living.
about 2 months ago
Check out timebanking. It works on the same idea of trading skills, items or services, but instead of a direct trade you ‘earn’ hours which can then be ‘spent’ buying others offered services. Fantastic way to link a community, utiliising the skills of everybody involved, and creates equality as every skill is only worth the number of hours you gave whether you washed dishes or fixed plumbing…
I believe its fairly active in the USA, and the only thing you cannot trade is whatever you do for an income, which I think gets around the tax problems because they still get your employed tax dollar (if you earn one!) so leave you alone outside of that.
about 1 month ago
Actually, in late capitalism the taken for granted notion of ‘free-market’ is a misconception at best. Markets are not free, at least not in the traditional sense of the word. They are to a varying degree regulated by governments and trade bodies, both intra and internationally and the only free thing about them is reckless competition. See for example the gargantuan number of lawsuits filed by competing firms and their obstinate safeguarding of patents and other I.P. or how governments sometimes subsidise production and/or create discouraging tariffs on imports. Go Schwermer!
about 2 months ago
omg, so stupid. that’s not the definition of free market in economics – so don’t throw the word around if you don’t understand it. it’s not even free in a sense, since she is proffering a service in return for the stuff she needs.
nonetheless, she’s inspiring
about 6 months ago
Five stars! Or whatever the highest rating is. She has designed her life around the things that really matter, with helping others at the top of the list. This gives her a security that no amount of money or “insurance” can provide.
about 6 months ago
Great idea. Only problem is that it would not work in Denmark where I live. The Danish Tax Agency would come after and penalize with taxes and fines anyone doing something like that.
about 4 months ago
Wow…wonderful. Now, if one thinks into the arrangement of living as she does, we come to realize that money is not being spent by her personally, yet is being spent on her behalf by others. So, this raises the question, as Al Ray alluded to: Is it a worthy venture only if no money is used connected to Heidemarie? Al Ray thinks not. I think so. Why? Because, even if Heidemarie is still precipitating the spending/use of money, she is demonstrating that barter ultimately works. For, if everyone else could also barter for their services that they give to Heidemarie, then a moneyless system would be created. To achieve this, a broad-based barter system would have to be put in place…airlines, taxis, clothing, food, etc…and this is exactly what her example is encouraging. Heidemarie cannot live without the exchange money because she is dependent, as we all are, on one another. And others I depend on are not on the barter system. So, only if her support system were all on barter system, could she precipitate the flow of no money…and this is precisely what she is catalyzing. Bravo for her!
about 2 months ago
If we can all live in parallel realities which we all do that all the time; then we can also live in parallel economic systems. Society can easily support both barter and monetary systems.
There is probably quite a large informal system already in existence in most countries – larger than indicated by the formal structures that may need to be registered (Canada taxes barter just as does Denmark).
about 2 months ago
Jackie, in Cape Town we have the Talent Exchange which works on these principles. It’s a life-saver for many and it works very well. See http://www.ces.org.za
about 2 months ago
thank you for sharing that! I so agree with you. shouldnt we see our old people as valuable, treat them as valuable and do what we can for them from a personal aspect— do it today for an old person you know.
about 6 months ago
Same thing would happen in the U.S. IRS would come down on it an tax every service and exchange of service and make it a legal mess, sadly.
about 2 months ago
what if enough of us do it?
about 2 months ago
What about Time banking as a means of exchange? This started in the States and is used worlwide now…surely the US government cant demand anything from that? (I’m setting up a Time Bank in the UK).
about 6 months ago
Although they are at times fascinating to read about, these people have a personality disorder called ‘schizoid’. This is no way to live – it is neither prestigious or altruistic. Maybe my definition of happy will be different when I’m 69.
about 5 months ago
Butters: What have you accomplished in your life that’s worth sharing? Maybe more of us should be “schizoids” and perhaps the world would be a better place.
about 2 months ago
Really? You are a trained professional who is educated to diagnose this woman whom you’ve never met? Or are you just deluding yourself and us into believing you are? Dear Butters, you should really get out into the world a little more – you’d realize that you are not qualified to state what you just did and that people who do things differently than you are not necessarily nuts. They’re just, you know, different than you.
about 5 months ago
Butters, it sounds like this woman must be very sociable person who survives on interactions and transactions with other humans. Schizoid personality disorder, whilst associated with eccentricity is characterised by an avoidance and lack of interest in personal relationships.
about 3 months ago
Who are you to determine this? And who is to say ‘prestigious’ isn’t self defined.Typical American. By the way: I am American. You make me sick. Go buy something.
about 2 months ago
Prestige can be over-rated.
about 3 months ago
Maybe it will.
about 2 months ago
Since when is it Schizoid to live like humans did for most of human presence in this world and in some areas humans still do.
about 2 months ago
Humans for most of human presence have been couch surfers? This woman has children. If she doesn’t want to live alone, why not live with her own family?
Money is not evil, and abstaining from it is no virtue. It is simply a means of quantifying the value of goods and services, so that exchanges may be more precise. She’s still exchanging goods and services, so what’s the point of avoiding money?
about 2 months ago
She has absented herself from unknown people being able to take the profits of her labors and turn it to their own agendas. This is the advantage – her acts of work are not translated into power/points/money that are then utilized via tax and banks to fund unconnected activities (be they medicine or murder). If she works in a hospital her work is not also funding war and arms dealers, it is merely helping the hospital.
about 1 week ago
Hehe aww
. Money as simply the means of quantifying the value of goods hasn’t existed in a long time
. That would make an economic system barter on a large scale; which is unfortunately not the case. Instead money often makes money in and of itself; a barter system cannot operate in debt, whereas a monetary system flies into debt as part of its aggressive expansion into various other areas. ‘Evil’ is certainly a childish term to apply to money; but as a global organisational system (which it is) it certainly has a great deal of flaws.
about 2 months ago
I’m sorry – what are your qualifications that you’d make such a diagnosis on the basis of this story?
I *do* have Schizoid Personality Disorder – take it from me, this woman doesn’t. She has a job where she works closely and socially with other people, stays in their homes, etc. A schizoid does everything to avoid these sorts of relationships others.
about 2 months ago
not my definition of happiness either. since when is accumulating material possessions mutually exclusive with being ‘happy and healthy’? i’m good at doing both, thank you very much.
all the more power to her – if this makes her happy, then she should continue doing it. but not my idea of ‘waking up’, wakeup-world.
about 2 months ago
Writingme: The article didn’t say she found acquiring possessions to be exclusive to happy/healthy, it said that she found that *accumulating* them is. The word choice was hers, indicating that at least in her frame of reference, it was true that she was accumulating things at the expense of her happiness, in other words compensating, and we’re certainly encouraged to do so by the mass media as well as social, cultural, and logistical obstacles. Many ecologically minded people “accumulate” a car for instance, even if they don’t want to. It’s difficult to change from that mindframe though and still live within the economic system, but she shows at least that in her situation it was successful.
It doesn’t make you a bad person to survive in other systems, that’s what most human beings’ priorities are after all. Sorry, but you seem a little defensive about this. The article isn’t meant to show you a new path, only to inspire. Her life’s work is a neat, working idea that made lots of people happy. It’s not an ideology itself, but it could make your own personal ideology change for the better.
about 2 months ago
that’s exactly right, and we could all learn a little from them! those personality-less people are some of the warmest. you should read up and Deleuze & Guattari’s ideas about the schizophrenic!
about 5 months ago
@Butters .. only someone with no love in their heart could have this opinion ,,, Do you count charity workers in the same category ?
about 5 months ago
Great lady!
about 5 months ago
sounds like a good gig if you don’t mind living at the mercy of others. she is not spending any of her money, although other peoples money is certainly being spent. having a healthy body is helpful as well, injury or disease would cause major disruption and require others to care for and spend their money to save you as well. the books should be called bartering and living on other peoples money. happily.
about 3 months ago
I would agree. beautiful lady, wonderful concept AND she IS living with money: someone else’s of course.
The concept of living basically without attachment with no possessions is a beautiful way to live without the distractions of money, spending, consuming ect. It’s a start. <3
about 3 months ago
Er…how can you say that she’s living on other people’s money? It’s give and take. Gib und nimm. People also BENEFIT from her.
about 2 months ago
The article says she started an association where all the members barter with each other to trade goods & skills. they don’t exchange $$ for their needs. There’s a shot of her taking the train, not flying- to visit her grand kids. Sure, maybe her family paid for the ticket, but families do that for each other all the time anyway. I think she lives a very simple life and doesn’t need much material ‘stuff’. Others can’t believe she lives without – because they think they can’t live without ‘things’.
about 4 months ago
Sometimes people can only find the negative when someone is happy and making life work for them. Let’s allow and be happy for others choices.
about 2 months ago
maybe its just me, but i like the idea of being able to retire and settle down with the money i earn. Looks like that might not be an option here. She might have a different opinion when shes 80 still doing choirs for dinner.
about 1 month ago
That’s only because of the incredible insecurity that you have about having to rely on others. The insecurity grows from living by buying people’s service who are essentially forced to be nice to you and perform for dollars. Any time you pay someone for a service there is always a small insecurity that nags unconsciously, saying, “this person would not actually really give a shit about me if I wasn’t giving them money.” Actually relying on people WITHOUT money can help break this insecurity buildup.